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Showing posts from May, 2023

Flexi Cap Funds: How do they work?

Flexi Cap funds invest at least 65% of their scheme assets in equity and equity-linked instruments. The interesting part is that Flexi Cap Funds invest in stocks across market capitalization.  Before you think of choosing the best Flexi Cap fund, here are a few points that you should keep in mind:  Flexi Cap Funds help you diversify your portfolio across Large, Mid and Small cap stocks.   Fund managers may select the allocation of funds and switch across varying sectors and companies, based on their view.  If a fund manager believes that a specific sector/market cap/stock is no longer attractive, then he/she can rejig the portfolio to any other sector/market cap/stock that has potential.  You should have an investment time horizon of at least more than three years while investing in Flexi Cap Funds.  Your gains from Flexi Cap Funds will be taxed just like other equity oriented funds . Short term capital gains arising from investments redeemed before one year are taxed at 15%, while lo

What are the expected or calculated returns on mutual fund investments in India?

  A typical search history for a young professional living in Bangalore, who has just started receiving steady salary might look like:  "Highly-rated restaurants in Bangalore" "Popular travel destinations in India" "Top-performing mutual funds in India"   While it's tempting to spend all your salary on the luxuries you’ve been dreaming of, your financial responsibilities and monthly expenses should take precedence. However, this does not mean that all your dreams have to fade away entirely. To make sure you fulfil all your dreil all your dreams and obligations, start saving and invest in mutual fund online in India in order to achieve good returns.   Let's begin by answering the question, "What is a mutual fund?" Before we proceed, let's quickly review the basics. Mutual funds are investment schemes managed professionally by asset management companies (AMC) to meet the needs of individual investors. The AMC pools funds from multiple