Mutual Funds

 Newcomers to mutual fund investments often ponder about the ideal timing to enter the market. However, the truth is that there is no specific "good" or "bad" time when it comes to mutual fund investments. If your goal is long-term wealth creation through mutual funds, you need not be overly concerned about market conditions at the time of entry. This is because, despite short-term market volatility, mutual funds have historically performed well over the long run, providing investors with capital appreciation. In this article, we'll dive into the world of mutual funds and explore how they can help you start your wealth-building journey.  What are Mutual Funds? Before we jump into the nitty-gritty, let's begin by understanding what mutual funds are. To put it simply, a mutual fund is a collection of money from various investors that is then used to invest in a varied portfolio consisting of stocks, bonds, and other securities. This allows individual investor...

ESG, particularly the environmental aspect, has been a subject of extensive discussion, gaining significant attention during the Covid-19 pandemic. The crisis accelerated the global drive for companies to embrace ESG, making it more than just a phenomenon confined to the affluent world. The Biden administration's recent announcements on the American Jobs Plan and climate change action underscore the need for all investors to consider ESG and navigate its intricacies. Emerging markets, including India, are actively enhancing their ESG disclosures, transforming ESG factors from a "good to have" to a "must have" for every corporation. Companies now recognize their broader role, focusing on the triple bottom line of Profit, People, and Planet. In this article, we will scrutinize India, one of the vital emerging markets, through an environmental, social, and governance lens.    Does Sustainable Investing Lead to Sustainable Growth?    Companies pursue sustainability...

  Are you looking for a smart investment option that offers long-term growth potential and tax benefits? ELSS (Equity Linked Savings Scheme) funds present a optimal opportunity for investors to enjoy the best of both worlds. Not only do they have the potential to grow your wealth over time, but they also provide valuable tax-saving advantages. We will start by understanding ELSS funds, uncover their tax-saving benefits, and discuss how they can play a vital role in building a diversified portfolio for long-term growth. So, let's dive in and discover the exciting world of ELSS funds! Understanding ELSS Funds: ELSS funds are a category of mutual funds that primarily invest in equity markets. These investments are meant to generate long-term growth in value and come with tax benefits under Section 80C of the Income Tax Act under the old tax regime. Unlike traditional tax-saving instruments such as Fixed Deposits and Public Provident Funds, ELSS funds have a lower lock-in period of...